People are becoming more and more aware of their legal rights to obtain compensation for bodily injury or for damage to their property, and courts are steadily becoming more and more sympathetic towards such claimants.
A public liability policy is designed to protect an insured against his / her legal liability to pay compensation to 3rd parties following, bodily injury or disease caused to 3rd parties or damage caused to 3rd party property as a result of business activities of the insured.
Considering the business activities of the company, it is recommended that a public liability policy be arranged for a suitable sum to protect the interest of the company. This policy covers not only the compensation payable to 3rd parties but also the company's own defense cost.
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