Personal Accident

Employee benefits

Personal Accident

Personal Accident Policy pays agreed compensation for accidental death or an injury to the insured persons, but not for illness or disease. Cover operates 24 hours a day, every day of the year. Lump-sum compensation is payable for death or permanent disablement, according to the severity of the injuries.

• Death

• Permanent Disablement

• Total Permanent Disablement (52 weeks to 104 weeks or depends on the terms and conditions of each insurer)

• Temporary Total Disablement (Generally selected weekly amount would be a percentage of the capital SI or actual weekly income whichever is lower)

• Temporary Partial Disablement (a percentage of the week benefit to be agreed by the insurer)

Weekly compensation is payable for temporary disablement. This is a low-cost way of obtaining maximum protection against the sudden and unforeseen consequences of an accident.

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