Personal Accident

Personal Accident Policy pays agreed compensation for accidental death or an injury to the insured persons, but not for illness or disease. Cover operates 24 hours a day, every day of the year. Lump-sum compensation is payable for death or permanent disablement, according to the severity of the injuries.

• Death

• Permanent Disablement

• Total Permanent Disablement (52 weeks to 104 weeks or depends on the terms and conditions of each insurer)

• Temporary Total Disablement (Generally selected weekly amount would be a percentage of the capital SI or actual weekly income whichever is lower)

• Temporary Partial Disablement (a percentage of the week benefit to be agreed by the insurer)

Weekly compensation is payable for temporary disablement. This is a low-cost way of obtaining maximum protection against the sudden and unforeseen consequences of an accident.