Contractor’s Plant & Machinery


Contractor’s Plant & Machinery

Plant and equipment often constitute a considerable part of a contractor’s investment. Contractor’s Plant and Machinery is an exclusive all risks policy covering the plant and machinery used by the contractors on site for various projects.

Contractors Plant and Machinery Insurance covers the property, whether they are at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or during the course of operations, or when being shifted within the premises or during subsequent re-erection, but in any case, only after successful commissioning.

Examples of machines / equipment that can be covered under Contractors Plant & Machinery insurance are:

• Earthmoving equipment such as Bulldozer, grader, scraper, excavator, loader, dumper, etc.

• Concrete mixer, concrete pumps

• Lifting equipment, tower cranes and drilling equipment, road surfacing equipment

• Batching plant for the production of concrete or asphalt

• Concrete or bitumen paving machines

What it Covers:

This policy is an all risks policy covering loss or damage to the property by any cause, To name a few:-

• Fire and allied perils

• Landslide, subsidence, and rockslide

• Burglary and theft

• Collision, overturning, and falling

• Any other sudden, unforeseen, accidental damages not explicitly excluded

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